Why We’re Keeping Both an AmEx Platinum and a Sapphire Reserve: Ultimately, holding two premium travel cards is worth it for us. Both cards have some shortcomings, but my boyfriend and I are able to offset the annual fees with the cards’ credits and points. Plus, we have more redemption options with two separate sets of transfer partners. And importantly, only premium travel cards could give us access to airport lounges and automatic elite status with several different hotel loyalty programs. … The annual fees are high, but the breadth of travel redemptions and credits we get with both is a luxury that I’m not willing to give up just yet.