Banco Banza informed that he managed to exceed his goals in 2024 thanks to the diversification of income, as well as the improvements in his credit grades, so he projects for this year greater advances and goes for a credit placement of 48 billion pesos.
The above means, according to the institution, 21% more than in 2024, and also estimates to add 44 billion pesos in deposits in view already term, which would represent a 27% increase.
“These numbers would lead us to a net profit of one thousand 100 million pesos, 36% more than last year, which in turn will translate into an improvement of our profitability indicators. With the increase in the generation of profits and the support of the shareholders (to a lesser extent), we hope to achieve an increase in the solvency of the bank, maintaining the capitalization index (ICAP) above 14%, ”said Ernesto López CLARAND, President of the Bank Bank Board of Directors, cited in the document.
The manager indicated, according to the statement, that this year Bancrea will consolidate several products in which they have been working since last year, among which the Pyme Digital and Digital Personal Credit credit stands out, with which they will facilitate the placement of credit in a manner Digital, and is developing digital insurance services.
“With its corporate in San Pedro Garza García, Nuevo León, Banco Banza has 16 branches located in the main cities of the country: the metropolitan areas of Monterrey, Cd. De México, Guadalajara, Saltillo, San Luis Potosí, León, Querétaro, Aguascalientes and Tijuana, and generates more than 800 direct jobs and more than 2,000 indirect; And for this year it projects to open 5 more branches, in Chihuahua, Torreón, Mexicali, Zapopan and Mérida, ”he added.
“We want to be a bank close to our clients, but also updated in terms of technological trends that facilitate their day to day. In addition, we are working at point of sale and money table, ”said López Claniond.
They grow in 2024
In 2024, the net profit, Banza detailed, grew 31% compared to 2023, reaching 811 million pesos, and its profitability (ROE) closed above 20% per second consecutive year.
In credit placement, he added, added 40 thousand 300 million pesos, 24% more than a year before; and his collection stood out with an increase of 30% to 35 thousand 400 million.
“The trusts gave us very positive results with a 60%growth, reaching 5,400 million. And the currency business generated 201 million pesos of income, ”added the banker.
An important achievement in the last year, he mentioned, has been that the IMSS consumption portfolio that positioned Bancha as the seventh financial entity in granting credits.
“Bancrea is among the lowest delinquency levels of the banking system, with an index less than 1%; and its ICAP, which indicates the level of solvency, was 14.2%, ”he said.
“The qualifying agencies in their long-term national qualification report at a national scale of 2024, confirm the important financial growth shown by Banco Bancrea in the last year, showing our qualifications: PCR-Verum (A+), HR Rating ( A+) and Fitch Rating (a), ”said López Clanter.
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