Chase just made a quiet but meaningful update to its travel portal, and it’s a big win for certain cardholders trying to book cruises — especially those sitting on stashes of Chase Ultimate Rewards® points.
As of April 22, 2025, cardholders can now browse cruises online through Chase’s travel portal. That’s a significant improvement over the previous process, which required calling a dedicated cruise agent just to find out about available bookings. While you’ll still need to pick up the phone to book a cruise, this new ability to compare itineraries, prices and cruise lines online makes it much easier to plan and book a cruise using either cash or points.
This update coincides with surging interest in cruises. In January, AAA estimated that cruise passenger numbers would increase by 4.5% in 2025 compared to 2024. Assuming that projection held, it would mark a third straight year of record passenger volume.

How to find cruises on Chase’s travel portal
Although cruises have been bookable through Chase since 2024, they were never posted on Chase’s travel portal — unlike hotels, flights and rental car booking options.
That’s changed. Now, there’s an icon for cruises, which you can click to browse available sailings. These cruises can be booked with a card or Chase Ultimate Rewards® points.

Through this new functionality, which Chase calls Voyages by Chase Travel, eligible cardholders can book sailings on select cruise lines that include big names like Royal Caribbean and MSC Cruises, and luxury brands like Silversea Cruises and Regent Seven Seas Cruises.
By booking through Chase, you might also qualify for benefits like onboard credits and package upgrades. These vary by cruise, but customers have cited getting offers like unlimited Starbucks packages onboard, or a night of fine dining. Now that you can search itineraries online, it’s easier to take advantage of these deals.
For now, you’ll still have to call 855-234-2542 to complete your cruise booking — but the search process just got a whole lot easier.
For some, it could be the best way to book cruises with points
The option to browse cruises on Chase is a hidden gem for cardholders — particularly those with a Chase Sapphire Preferred® Card or Chase Sapphire Reserve®. When booking cruises with rewards, it’s generally hard to find options that give you more than 1 cent of value per point. But with these two Chase cards, you can get more.
-
With a Chase Sapphire Reserve®, you can redeem your Ultimate Rewards® points for cruises booked through Chase’s travel portal at a value of 1.5 cents per point. That means a $3,000 cruise would cost just 200,000 points.
-
With a Chase Sapphire Preferred® Card, you get a solid 1.25 cents per point when redeeming through the portal.
If you’re looking to cover your next sailing with rewards, these cards are now among the best options available. Other Chase cardholders can still redeem points for cruises, but will just get the standard 1 cent per point through the issuer’s travel portal.

Chase Sapphire Preferred® Card

Chase Sapphire Reserve®
Annual Fee
$550 plus $75 for each authorized user.
Earn rates
• 5 points per $1 on travel booked through Chase.
• 3 points per $1 on dining (including eligible delivery services and takeout), select streaming services and online grocery purchases (not including Target, Walmart and wholesale clubs).
• 2 points per $1 on other travel.
• 1 point per $1 on other purchases.
• 10 points per $1 on Chase Dining, hotels and car rentals purchased through Chase.
• 5 points per $1 on flights purchased through Chase.
• 3 points per $1 on other travel and dining not booked with Chase.
• 1 point per $1 on other purchases.
Redemption bonus
Points worth 25% more when redeemed for travel booked through Chase.
Points worth 50% more when redeemed for travel booked through Chase.
Anniversary bonus
10% of your total purchases in the previous year.
Travel credits
$50 in statement credits toward hotel stays purchased through Chase Ultimate Rewards®.
$300 annual travel credit.
Other travel benefits
-
Travel protections, including auto rental collision damage waiver and baggage delay insurance.
-
No foreign transaction fees.
-
Priority Pass Select lounge access.
-
Travel protections, including auto rental collision damage waiver and baggage delay insurance.
-
No foreign transaction fees.