Because of its commitment to promote national production and the Mexican entrepreneurial ecosystem, Kapital Bank has been certified under the “Made in Mexico” label, and becomes one of the few financial institutions to flag this movement.
This Tuesday, the Polyforum Siqueiros received leaders from the public and private sector to present new actions that foster important institutions of the financial sector and whose common objective are the financial inclusion and increase banking in favor of social development.
In the case of Kapital Bank, he stood out as a key institution made by and for Mexicans, a bank designed to provide growth products and programs focused on SMEs and the challenges faced day by day.
“Kapital was born as a SME, a company that believed it, and today is a bank determined to support small and medium enterprises. It is not just a financial decision, but a social responsibility and a strategic commitment to the future of the country,” said René Saúl, co -founder and CEO of Kapital Bank.
As a financial institution, Kapital Bank offers SMEs with less than a year of operations access to their financial management platform, allowing them to optimize income, control expenses and make informed decisions from the beginning of their operations.
“SMEs represent 50% of GDP and generate more than 70% of employment; when we give them access to financing and technology, we are fighting background poverty and from the root,” Saul said.
Kapital Bank’s CEO also highlighted the need to boost credit for companies with the aim of reducing imports and encouraging national production, as well as consumption, and thereby triggering national competitiveness.
In his speech, Marcelo Ebrard, secretary of the Federal Government, stressed that Mexico still has a lag in terms of access to credit.
“Only 37% of the population has access to credit. It is a fact that we are interested in modifying, since without formal credit there is no economic growth; in addition, all informal credit options are more expensive and risky than those established,” the official warned.
Also, René Saúl reaffirmed Kapital Bank’s commitment to the Mexico Plan promoted by the administration of Claudia Sheinbaum, and stressed that for this it is required that SMEs grow.
In this sense, Kapital Bank has expanded its portfolio for those SMEs that have existing loans in other institutions, such as the opportunity to refinance their credits with better conditions, with more favorable rates and deadlines for greater stability and growth. Other relevant products for the SME environment are:
Factoring: Convert accounts receivable into immediate liquidity to invest, innovate and generate employment.
Flex Credit: It provides timely liquidity to comply with suppliers, keeping the Mexican economy.
Business package: It offers tools to manage the business efficiently, optimize processes and focus on growth.
“We share the cause of what is done in Mexico because this is something that goes with our country, because when an SME grows, families grow, the community and Mexico grows,” Saul celebrated.
